1) Satwant Singh Sawhney v. D. Ramarathnam: This case is significant in establishing the principle of utmost good faith in insurance contracts. In 1967, Satwant Singh Sawhney purchased a life insurance policy and failed to disclose that he had been suffering from a particular ailment. The insurer denied the claim after his death, citing the non-disclosure. The court ruled in favor of the insurer, emphasizing the insured's duty to disclose all material facts honestly. This case reinforced the principle of utmost good faith, requiring both parties to provide all relevant information for an insurance contract to be valid.

2) New India Assurance Co. Ltd. v. Hilli Multipurpose Cold Storage Pvt. Ltd.: This case revolves around the principle of insurable interest in insurance contracts. In 2006, a cold storage facility insured its goods with the New India Assurance Company. A fire broke out, causing damage to the goods. The insurer denied the claim, arguing that the cold storage facility did not have an insurable interest in the goods as they were not the legal owners. The court held that an insurable interest existed as the cold storage facility had a financial interest in the goods. This case clarified the concept of insurable interest and its significance in insurance contracts.

3) United India Insurance Co. Ltd. v. Orient Treasures Pvt. Ltd.: This case highlights the importance of timely intimation of claims in insurance contracts. In 2014, a fire occurred at a shopping complex insured by United India Insurance. The insured party, Orient Treasures, filed a claim after a significant delay. The insurer rejected the claim due to the delayed intimation. The court ruled in favor of the insurer, emphasizing the insured's duty to inform the insurer promptly about any loss or damage. This case underscored the necessity of adhering to the prescribed timelines for claim intimation in insurance contracts.